Important Disclaimers and Risk Notices
Past performance does not guarantee future results
Financial planning involves inherent risks and market uncertainties that may affect outcomes
Welcome to Zavernitholaq. This disclaimer outlines important information regarding our consultation services, limitations, and your responsibilities as a client. Please read carefully before engaging our services.
Service Limitations and Liability
Our financial planning consultation services are provided for informational and advisory purposes. The following limitations apply to our service provision:
- We provide consultation and guidance based on available information and professional analysis, but cannot guarantee specific financial outcomes or results
- Market conditions, economic factors, and personal circumstances may impact the effectiveness of any planning strategies discussed during consultations
- Clients retain full responsibility for implementing any discussed strategies and making final decisions regarding their financial matters
- Our liability is limited to the subscription fees paid, and we are not responsible for indirect, consequential, or punitive damages
Information Accuracy and Currency
While we strive to provide accurate and current information during consultations, financial markets and regulations change rapidly. Information provided reflects conditions at the time of consultation and may become outdated. Clients should verify current market conditions and regulatory requirements before implementing any strategies.
All financial information and market data used in consultations is obtained from sources we believe to be reliable, but accuracy cannot be guaranteed
Regulatory Compliance
Our services comply with Malaysian financial regulations and guidelines. However, individual circumstances may require specific regulatory considerations. Clients are responsible for ensuring their actions comply with applicable laws and regulations in their jurisdiction.
Personal Suitability
Financial planning strategies discussed during consultations are based on general principles and may not be suitable for every individual situation. Clients should carefully consider their personal financial circumstances, risk tolerance, and objectives before implementing any strategies.
General Terms and Conditions
The following general terms apply to all consultation services:
- Subscription services may be modified or discontinued with appropriate notice to existing subscribers
- All consultation content and materials remain the intellectual property of Zavernitholaq
- Clients agree to use consultation services responsibly and in accordance with applicable laws and regulations
Governing Law and Jurisdiction
These terms and the provision of our services are governed by Malaysian law and subject to the jurisdiction of Malaysian courts.
Governing Law: Malaysian Federal Law
Jurisdiction: Malaysian Courts
Local regulations and tax implications may vary by state within Malaysia
Updates and Modifications
This disclaimer may be updated periodically to reflect changes in our services, regulations, or legal requirements. Continued use of our services constitutes acceptance of any modifications to these terms.
Contact Information
For questions regarding this disclaimer or our services, please contact us:
Last updated: July 30, 2025
Individual results may vary based on personal circumstances and market conditions